Privacy Policy

Welcome to The Settlement Group, Inc. (“SGI”), Settlement Services, Inc. (“SSI”), and/or Settlement Services, Inc. doing business as Settlement Options (“Settlement Options”), together with its affiliates, subsidiaries, or parent company, where applicable (collectively, SGI, SSI, and Settlement Options will be referred to as the “Company”). The Company is committed to protecting the privacy of its clients and ensuring the highest level of security for your personal information. This Privacy Policy provides you with details of how the Company collects, uses, shares, and protects your personal information as well as your rights in relation to the information the Company hold about you. This Privacy Policy applies to all users who download, access or use the mobile applications, websites or other products or services provided by the Company (collectively, the “Services”).Types of Information Collected.The Company collects various types of personal information including:Name: To personalize your experience and manage the client relationship.Email Address: For communication related to services, updates, and informational newsletters provided.Personally Identifiable Information: This includes details related to your health, medical history, financial status, and identity, which are collected to review and potentially refer your life insurance policy.Communications: This includes exchanges between you and the Company. For example, each Company may send you emails related to the services each Company provides (e.g., technical and security notices, changes/updates to features of the Services).Contact Details: To facilitate the provision of requested services and support.How Information is Collected.The Company collects information directly from you when you:Register on the Services or fill out a form.Subscribe to the newsletter or enter information on the Services.Analytics Tool: The Company also collects information automatically as you navigate through the Services, such as usage details, IP addresses, and information collected through cookies and other tracking technologies. The Company use third-party analytics tools, such as Google Analytics for Display Advertisers, to help it measure traffic and usage trends. These tools use a combination of first-party cookies (e.g., Google Analytics cookies) and third-party cookies or identifiers (e.g., Googleadvertising cookies) to collect information sent by your device or each Company’s service — such as web pages visited, browser add-ons, and other relevant data — to help each Company improve the service. The Company aggregates this analytics information with data from other users so that it cannot reasonably be used to identify any individual. You can opt out of Google Analytics for Display Advertisers by following the instructions here.Cookies and Tracking Technologies: The Company may ask advertisers or other partners to send ads or services to your devices. These ads and services may use cookies or similar technologies placed by the Company or the third party. When you visit the Services, the Company may use cookies and similar tracking technologies such as web beacons or tracking pixels to collect information about how you use the Services so that the Company can provide additional features to you. The data is not personally identifiable and may be turned off within the setting menu of your web browser.Log File Information: The Company logs information about your use on the Services, including your browser type, language, access times, pages viewed each time you make a request to visit or access an application or webpage. Log file information can also be provided when the content of the application or webpage is downloaded to your browser or device. When you use the Services, our servers automatically record certain log file information, including your Internet Protocol (“IP“) address, number of clicks, web request, referring / exit pages and URLs, browser type, and how you interact with links on the Services, landing pages, domain names, pages viewed, and other such information. The Company may also collect similar information from e-mails sent to you which help it track which e-mails are opened and which links are clicked by recipients of those e-mails. The information allows for more accurate reporting and improvement of the Services.Device Information: When you use a device like a computer or phone to access the Services, the Company may access, monitor, collect, store on your device, and/or remotely store one or more “device identifiers.” Device identifiers are small data files or similar data structures stored on or associated with your device, which uniquely identify your device. A device identifier may be data stored in connection with the device hardware, data stored in connection with the device’s operating system or other software, or data sent to the device by the Company. A device identifier may deliver information to the Company or to a third party partner about how you browse and use the Services and may help the Company or others provide reports or personalized content and advertisement. Some features of the Services may not function properly if use or availability of device identifiers is disabled or impaired.Purpose of Data Collection.The information the Company collects is used for the following purposes:To facilitate a referral of your life insurance policy to a licensed third-party provider.Commented [A1]: Add link: https://tools.google.com/dlpage/gaoptoutTo provide, maintain, and improve the Services, including testing, developing new features, and addressing technical issues.To personalize content and information, which may include targeted advertisements or other forms of marketing.To remember your information, so you don’t have to re-enter it during current or future visits.To monitor and analyze trends, usage, traffic, user activity, and demographic patterns to enhance the user experience.To detect, investigate, and prevent unauthorized, fraudulent, or illegal activity.To send you service-related communications, including updates, support messages, security alerts, and administrative notices.To notify you about changes to the Company’s services or policies.To provide customer support and respond to inquiries.To allow participation in interactive features of the service, if you choose to do so.To sell your information to a third party, where permitted by law and in accordance with our Privacy Policy.To fulfill any other purpose for which the information was collected, consistent with applicable privacy laws.Data Security Measures.The Company implements a variety of security measures to maintain the safety of your personal information. These measures include data encryption, secure servers, and restricted access to data.Data Sharing.The Company does not sell, trade, or otherwise transfer to outside parties your personally identifiable information except in the following cases:Compliance with laws.Enforcing the Services policies.Protecting the Company’s or others’ rights, property, or safety.Notwithstanding the foregoing, non-personally identifiable visitor information may be provided to other parties for marketing, advertising, or other uses. Further, each Company may use the personally identifiable information collected to process and analyze your life insurance policy(ies). Further, the Company may share your information with our affiliates and to non-affiliated vendors, brokers, providers and other third parties (collectively, the “Service Providers“), as permitted or required by law.Data Storage.Any of your information collected through the Services may be stored and processed by the Company, its affiliates or Service Providers in the United States where they maintain offices and facilities. The Company uses commercially reasonable safeguard protection to help keep the information collected through the Services secure. However, the Company cannot ensure the security of any information you transmit to the Company or guarantee that information on the Services may not be altered, disclosed, accessed, disclosed, or destroyed.User Rights.You have the right to:Access and receive a copy of your personal data the Company stores.Request correction of any incorrect data.Request deletion of your personal data under certain circumstances.Withdraw consent at any time where the Company relies on consent to process your personal data.Contact Information.If you have any questions or concerns about this Privacy Policy or the Company’s practices, you can contact us at:The Settlement Group, Inc.300 Osborne Street, Saint Marys, GA 31558info@settlementgroup.ioSettlement Services, Inc.300 Osborne Street, Saint Marys, GA 31558info@settlementgroup.ioSettlement Options300 Osborne Street, Saint Marys, GA 31558info@settlementgroup.ioSMS Consent.By providing your phone number and opting in to the SMS text services, you agree to receive text message communications from the Company or its affiliated partners, including for marketing purposes or regarding its services. Please note, the Company will not share your SMS details with third parties unless it is necessary for providing the services requested by you or if legally required.Changes to this Privacy Policy.The Company may modify this Privacy Policy at any time. Continued use of the Services constitutes acceptance of those changes. The Company recommends reviewing this Privacy Policy regularly.

Life Settlement Minute is an educational webinar series produced by Settlement Options. This Privacy Policy explains what information we collect through this website and our registration and messaging program, how we use it, and the choices available to you. This policy applies to lifesettlementminute.com and to the text messaging program described below. Text messages sent as part of this program are sent by Settlement Services, Inc. Policy valuations and transactions referenced during episodes are conducted separately by Settlement Group, a licensed life settlement provider. When you register for Life Settlement Minute, we collect the information you provide directly, which may include: Name, Email address, Phone number, Any information you submit if you request a policy review. We use the information you provide to: Send episode reminders, replay links, and related educational follow-up content. Respond to requests you make, including policy review requests. Maintain our registration records and improve the show. If you provide your phone number and check the consent box during registration, you agree to receive recurring informational text messages from Settlement Services, Inc. related to Life Settlement Minute, including episode reminders and replay links. Message frequency varies. Message and data rates may apply. Reply STOP at any time to opt out of text messages. Reply HELP for assistance. Consent to receive text messages is not a condition of registering for Life Settlement Minute or of any purchase. We do not sell or share your mobile phone number or SMS opt-in consent with third parties or affiliates for their own marketing or promotional purposes. This commitment applies notwithstanding any other data-sharing or data-sale provisions elsewhere in this Privacy Policy. This does not apply to service providers who help us operate the messaging program itself (for example, our texting platform), who are bound to use your information only to deliver this program. We do not sell your personal information. We may share information with service providers who help us operate this website, our registration system, and our messaging program, and who are required to keep it confidential. If you submit a policy for review, relevant information is shared with Settlement Group to conduct that review. You can stop receiving text messages at any time by replying STOP. You can unsubscribe from email communications using the link in any email we send. You can contact us using the information below to ask what information we hold about you or to request it be deleted. Life Settlement Minute is not directed to children, and we do not knowingly collect information from anyone under 18. We may update this policy from time to time. The "Last updated" date at the top of this page will reflect the most recent changes. Questions about this policy or the text messaging program can be directed to: Settlement Services, Inc. Phone: +1 (912) 882-0840 Email: sales@settlementgroup.io 501 E. Las Olas Blvd, Suite 200, Fort Lauderdale, FL 33301.